This has come up in conversations with a few friends and nobody seems to agree. Figured I'd post here since you guys tend to actually know what you're talking about.
The thing that frustrates me most is when you sign up somewhere, it looks promising, and then two clicks in you're being asked for a credit card. Not exactly what I was hoping for.
Any advice, personal experience, or even just a 'stay away from X' would be genuinely helpful right now.